Our clients and investors

You qualify as a High-Net-Worth investor if one of the following applies to you:

• Throughout the financial year immediately preceding the date you register
• You had an annual income to the value of £100,000 or more (this must exclude money withdrawn from pension savings or pension income).
• You held net assets of £250,000 or more. Net assets do not include:
  • Your primary residence or any money raised through a loan secured on that property
  • Any rights of yours under a qualifying contract of insurance
  • Any benefits (pension or otherwise) which are payable on the termination of your employment, death or retirement
  • Withdrawals from pension savings (except where the withdrawals are used directly for income in retirement)

Please note that this is only a summary of the declaration that a HNWI is required to make. You should consider carefully in the sign-up process whether you can accurately give the declaration required.

You may be a Sophisticated Investor if you have been one of the following:

• A member of a network or syndicate of business angels in the last 6 months
• Invested in an alternative investment fund or unlisted company in the last 2 years
• A professional in the private equity, hedge fund or alternative asset sector for 2 years
• A director of a company that turns over more than £1m in the last 2 years, or are currently

Please note that this is only a summary of the declaration that a Sophisticated Investor is required to make. You should consider carefully in the sign-up process whether you can accurately give the declaration required.

You can request to be classified and treated as a professional client. This includes meeting specific qualifying criteria related to assets and understanding of the relevant financial products, as well as regulated financial institutions such as regulated fund and asset managers, banks, insurance undertakings, pension funds and other regulated financial institutions.

Bite reserves the right to change your classification and will notify you accordingly and if it intends to do so, it may require further information or investor declarations from you. You have to inform Bite as to any changes that would affect your eligibility to be classified as a professional client.

Bite recognizes that you may have unique questions and situations that need resolving. While Bite does not offer investment advice, we provide dedicated sales support to assist you with any inquiries you may have. Whether you’re seeking clarification on our services or have specific questions about our offerings, our team is here to help. If you wish to get in touch with a team member, please contact us at [email protected] . We are committed to providing the information and support you need to make informed decisions about your investments.